Artisans and General Contractors Insurance Programs - Palmdale, CA and throughout the U.S.

Artisans and General Contractors Insurance Programs

We are one of a select group of national insurance brokers offering a program for residential and commercial contractors combining GL and Contractor Pollution Liability with a new “A” Rated Carrier partner. There is no other program like this in the country and the only one of its kind.

• New Construction - OK
• Repair | Remodeling | Service - OK
• New Custom Homes - OK

Coverage Details

The policy includes the following:

• Occurrence General Liability has defense costs outside the limits
• Occurrence Contractor Pollution Liability has defense costs outside the limits
• Seperate GL & CPL limits available
• Occurance mold coverage available for most classes of business with defense outside the limits.
• Claims-Made Mold Coverage Endorsement has defense outside the limits
• Blanket Additional insureds where required by written contract including your work wording for commercial jobs
• Transportation Pollution
• Non Owned Disposal Sites
• Per Project Aggregate with no policy limit
• All states are eligible except CO, NV, LA, and NY

   

The rates for the combined form are very competitive when compared to carriers offering general liability only. All contractors work in environments where asbestos, lead, mold, bacteria, and blood borne pathogens may exist. General liability policies specifically exclude these exposures. 

Nose coverage is available for those risks that may currently have contractor pollution liability with or without mold. It is possible to save current claims made mold retro dates.

In many cases we offer GL + CPL for less premium than others offering just GL.