Liability Coverage in Palmdale, CA

Auto liability coverage can help provide financial protection for third-party claims if you are found responsible for causing an accident.

Contact Driscoll & Driscoll Insurance Agency in Palmdale, California, for an auto liability insurance quote.

What Does Auto Liability Insurance Cover?

Auto liability coverage is designed to help cover the costs of injuries and property damage sustained by other parties in an accident where you are at fault. Unlike other types of car insurance, liability coverage does not cover your medical expenses or damages to your vehicle. It can help ensure that you are financially protected from the potentially high costs of legal claims and lawsuits that can arise from accidents you cause.

How Much Liability Insurance Do I Need?

The amount of liability insurance you need can vary depending on your state’s minimum requirements, your financial situation and your risk tolerance.

Most states, including California, have minimum liability insurance requirements for drivers to operate a vehicle legally. These minimums typically specify the lowest amounts of bodily injury and property damage liability coverage you must carry. It's essential to be aware of your state’s specific requirements.

If you have significant assets, you may want to consider purchasing higher liability limits to protect your finances. In a severe accident, medical expenses and property damage can quickly exceed the state-required minimums, leaving you personally responsible for the difference. Higher coverage limits can provide a greater financial cushion.

Auto Liability Coverage in Palmdale, CA

Contact Driscoll & Driscoll Insurance Agency today for help determining how much auto liability insurance coverage is appropriate for your situation.